COVID-19 and the Risk of Getting Sued

By: Scott Welker In American law, there is a long, quiet history of the ill suing the people who made them ill. Dating at least back to the 1800s, defendants have been held liable in court for negligently spreading infectious diseases. These cases have run the gambit, including lawsuits for the spread of tuberculosis (1953), […]

The Effects of Covid-19 on Insurance Coverage

By: Tom Johnson The State of Emergency response to Covid-19 has had an enormous effect on all of our lives.  As the pandemic continues, loss of revenue has become the center of attention for business owners.  With business closure, shelter in place orders, and bleak economic forecast for the second quarter, the question whether Covid-19 […]

Be Prepared for Financial Disasters

If you think hurricanes, wildfires, tornadoes and floods won’t happen to you or that you don’t need to insure against these disasters, you’re among the nearly half of U.S. homeowners and renters who lack the insurance coverage to deal with potential losses, according to the National Association of Insurance Commissioners (NAIC). In a recent NAIC […]

Insurance Update

One of the most important responsibilities of a Board of Directors is purchasing insurance. Premiums can be very high and so decisions about what coverage to buy have significant impact on budgeting and fiscal responsibilities. Nonetheless, it is important to insure that the community’s property and liability exposure is adequately covered. The governing documents will […]